A house belonging to a bedridden former nurse, Veronica Kamholo, has been auctioned today (14 November) at Outapi in the Omusati region of Namibia.
Kamholo will be thrown out into the streets.
A legal notice that appeared in The Namibian Newspaper early this month stated that the High Court of Namibia had granted Stanbic which operates as Standard Bank in Namibia judgement to auction the property belonging to Kamholo and her husband, Lisias Nashilongo.
According to court documents, Kamholo (39), who worked as a nurse at Outapi State Hospital until 2016, owes the commercial bank more than N$768 000 as full payment with compound interest from 10 March 2018.
The couple bought the property through the bank for N$345 000 in 2009 and applied for a second bond of N$375 000 in February 2016.
Kamholo was supposed to pay N$3 800 monthly instalments on the first bond and then N$4 500 per month on the second bond.
In February 2017, however, she fell ill with muscular dystrophy and started falling behind with her instalments.
At the time, Kamholo and her husband, who does odd jobs, had already separated.
A doctor’s letter seen by The Namibian states that she was diagnosed with a muscular dystrophy disorder in 2010 after experiencing difficulties in movement.
“The disease also affected her vision and had progressively worsened with complete loss of function of all limbs, making her wheelchair-bound and functionally blind,” the letter read.
Kamholo told The Namibian yesterday that the condition runs in the family and affects those members aged above 30 years.
She said that out of the family of eight, she is the only one left and that all the others died of the same affliction.
Kamholo told The Namibian that she only learned about the auction notice in The Namibian through neighbours.
In any case, Kamholo could not have read the notice because of her poor eyesight caused by the condition.
She said the decision to auction her house today sits heavily on her heart.
“Especially that I have nowhere to go. We were eight, and all my siblings [have died]. I have five children left in my care,” Kamholo said.
She said she owes the bank N$100 000 in arrears. This, The Namibian could not verify, as the letters that she presented did not have the amount she owes the bank.
She said she called the bank to ask how much she owed and she was told it was N$150 000 in arrears. In June, Kamholo said she paid in N$4 000, and N$5 000 in July and August. In September she defaulted again, citing financial difficulties.
“I had to pay school fees for my niece, so I defaulted. When I called the bank, they did not tell me the deadline for me to finish paying off what I owe. So I was hoping to pay it off by paying between N$4 000 and N$5 000 every month,” Kamholo said, pleading with the bank to wait for month end so she can find additional funds.
Nashilongo told The Namibian yesterday that he separated with Kamholo in 2014. He said there is no communication between the two of them and he is not aware that the house is up for auction as he has not lived there for some time.